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Registration is done twice a year ( January 1 - February 28 and July 1 - August 31).
Last updated on Septemper 5, 2018

Waiver & Guidelines

Things to look for in preparation for the open enrollment

Avoid harambees – join Ukarimu!

  1. There is a one-time membership/enrollment fee of $414
  2. Bereavement benefits shall not be paid out until a Bereavement Support Request is filled online and submitted to Ukarimu. I further agree to provide proof of my relationship to a dependent that has died. The proof being defined as: official death certificate (due to urgency, notarized, scanned and e-mailed copies may be acceptable), and an affidavit declaring the truth of the loss of relatives outside the United States of America. I will sign a document confirming receipt of bereavement support check. For a death that occurs outside the United States of America, these documents shall be provided no later than 90 days from the date of death.
  3. Provide real names and dates of birth for all dependents to the best of my knowledge – as they appear in a government issued document. Any dependent that has no date of birth provided shall not be covered.
  4. Dependents are limited to legally married spouse, children, siblings by birth, and parents by blood. Legally adopted children with proper documentation shall be covered. Half siblings shall not be covered.
  5. Step parents, step brothers, step sisters and grandparents shall not be covered by Ukarimu.
  6. In the event a dead person is claimed by myself and any of my brothers or sisters who are members of Ukarimu, Ukarimu shall issue only one payment (benefit amount) to cover that one death (one event). The members who jointly have that claim shall advise the Management to whom among them shall receive the benefit. Otherwise such benefit shall be split equally amongst such members. For example, if you and your brother are members and have each of you covered your mother, then Ukarimu shall either make one payment of $8,000 which may be payable through issuance of one check after consultation with both of you or the check may be split into two ($4,000 each) payable to both of you.
  7. Ukarimu Management will at its discretion verify any reported death. I agree to submit all requested documents, including but not limited to death certificate, burial permit, and copy of ID before and/or after the funds have been disbursed depending on the request. A death that occurs in Kenya, you have up to 90 days to provide the death certificate while the burial permit and copy of ID should be provided within 10 days of reporting of the said death.
  8. Unless otherwise stated the benefits shall accrue not earlier than 180 days (6 months) from the end of the enrollment period or from the date the application was submitted, whichever comes later. Enrollments either end February 28th or August 31st.
  9. Ukarimu is offering two levels of Bereavement Support Benefits:
    • Level 1: $8,000 - there is a minimum monthly membership fee as indicated here below:
      • If covering 6 or fewer people - $55/month
      • More than 6, you will pay an extra $5/person/month up to 13 people including the member.
      • The 14th and 15th dependents, you shall pay an extra $20/person/month. Ukarimu shall only cover up to 15 people per member.
      • You may choose to pay per month/quarterly/semi-annual/or annually
      • Your payments start August 1st or February 1st – depending on your enrollment period
      • All dependents at 75 years of age or older shall accrue an extra $10/month
    • Level 2: $5,000 – there is a minimum monthly membership fee as indicated here below:
      • If covering 6 or fewer people - $45/month
      • More than 6, you will pay an extra $5/person/month up to 13 people including the member.
      • The 14th and 15th dependents, you shall pay an extra $10/person/month. Ukarimu shall only cover up to 15 people per member.
      • You may choose to pay per month/quarterly/semi-annual/or annually.
      • Your payments start August 1st or February 1st – depending on your enrollment period.
      • All dependents at 75 years of age or older shall accrue an extra $10/month.
    • Level 3: $3,000 – there is a minimum monthly membership fee as indicated here below:
      • If covering 6 or fewer people - $35/month
      • More than 6, you will pay an extra $4/person/month up to 13 people including the member.
      • The 14th and 15th dependents, you shall pay an extra $10/person/month. Ukarimu shall only cover up to 15 people per member.
      • You may choose to pay per month/quarterly/semi-annual/or annually.
      • Your payments start August 1st or February 1st – depending on your enrollment period.
      • All dependents at 75 years of age or older shall accrue an extra $10/month.
  10. Membership to Ukarimu is subject to my continued residence in the United States of America. Should my residence change, I consent that my membership shall only continue if I continue meeting the obligations of my membership to Ukarimu.
  11. Your continued membership is subject to your performance and compliance per these guidelines. Should your membership be revoked for reasons of non-performance and non-compliance, you consent that there will be no refunds of any kind. If you terminate your membership, there shall be no refunds of any kind.
  12. You will pay your monthly membership dues by the 15th of every month. If your payment is not received by the 5th of the following month, then your membership shall be terminated immediately.
  13. You affirm that it is your understanding that only members of your immediate family are included in your application/enrollment form and are part of this members’ benefit program.
  14. You agree that it is your sole responsibility to update your membership data with any new members of your family limited to newborn children and spouse in the event of marriage after the initial application submission. Otherwise, once the application and the waiver and guidelines are acknowledged/checked, and duly signed/checked it may not be amended whatsoever. Forgetting is not a reason.
  15. You agree that your membership to Ukarimu is non-transferable and/or non- refundable.
  16. Notwithstanding all terms and provisions, you consent that nothing shall be paid to me during the administrative period. Accordingly, unless otherwise stated the benefits shall accrue not earlier than 120 days from the end of the enrollment month (period) or from the date the application was submitted, whichever comes later.
  17. You understand that your dealings with Ukarimu and any agreement with Ukarimu is governed by the Laws of the State of California and any claim in respect thereof shall be instituted in Southern California wherein the registered office of Ukarimu is located.
  18. You understand and agree that any disputes with Ukarimu in respect to your membership and bereavement benefits payable to you including any and all claims by yourself or your heirs, assigns or personal/legal representative against Ukarimu shall be subject to mandatory arbitration, notwithstanding the presence or absence of a separate arbitration agreement between Ukarimu and you. You hereby willingly waive any right you might have to institute a legal claim in Court.
  19. You hereby agree to hold harmless Ukarimu for any acts done in good faith by the management for the benefit of Ukarimu notwithstanding any loss that may accrue to you as a result of the said acts.
  20. It is your express intent that this Release and Hold Harmless Agreement shall bind your spouse and members of your family if you are alive, and your heirs, assigns and personal representative if you are deceased.
  21. Your membership does not create any partnership, joint venture, agency, or franchisor-franchisee relationship between you and us. Your membership is simply for bereavement benefits and other member benefits as stated under the Member Benefits tab.
  22. CANCELLATION POLICY
      UKARIMU reserves the right to cancel any membership for the following reasons:
    • Unpaid dues
    • Inappropriate or illegal conduct, including but not limited to committing or threatening violence or being abusive to Ukarimu officials, employees, or other Ukarimu representatives acting on behalf of Ukarimu.
    • Obtaining membership through fraudulent means, including but not limited to adding deceased relatives for the reason of obtaining bereavement support
    • Failure to submit required documents (death certificate, burial permit, ID number or social security number) on a timely manner
  23. Please review our Terms and Conditions and our Privacy Policy
  24. All transactions are done through this website: https://www.ukarimuusa.com
  25. Changes to this Waiver
    We may change this Waiver from time to time. When we do, we will let you know by appropriate means such as by posting the revised waiver on this page with a new “Last Updated” date. Any changes to this Waiver will become effective when posted unless indicated otherwise.
  26. You further hereby confirm that you have read and understood these stipulations and undertake to abide with such as written.

IN SIGNING/CHECKING THIS WAIVER/RELEASE, YOU ACKNOWLEDGE AND REPRESENT THAT You have read the foregoing, understand it and sign/check it voluntarily as your own free act and deed; no oral representations, statements, or inducements, apart from the foregoing written agreement, have been made; you are at least eighteen (18) years of age and fully competent; and you have voluntarily executed the Release for full, adequate, and complete consideration fully intending to be bound by the same.